• Fast Application

      You can apply online simply in minutes. Make sure you have your ID and income information handy. No fees for anyone with Diamond credit profile. $400 establishment fee for all others up to $15k and $600 over $15k.

    • Personalised Rates

      Be rewarded as a responsible borrower with rates based on your financial

    • One and Done

      One Application and the Credit remains available ongoing, at no cost. You only
      pay interest on what you actually borrow when you’re borrowing it

    • It was so easy to work with &Solved and you made the process very smooth for us.

      Your finance rates compared very favourably with others and we have been very happy with the service that your business has offered us. The line of credit is fantastic as it allows us as a business to draw on funds when required and repay if/when they’re not needed. It’s an excellent cash management tool.

      We wouldn’t hesitate to recommend &Solved to other businesses requiring their services.

      Tony Scott
      Explorer RV Pty Ltd | Legend Caravans QLD
    • Line of Credit – Does everything a loan does and more.

      &Solved are a boutique finance company providing a long-term Line of Credit from $3,000 to $30,000, without security, which clients tailor to their exact needs.

      &Solved sets a Credit Level for each client, up to which they can borrow whatever amount they desire, whenever they want, and re-pay as quickly, or slowly, as they wish, giving them flexibility, control and certainty. If you think you will only need funds once in your lifetime – take out a loan. If you think you might need funds more than once, a Line of Credit is a better solution. Be ready for anything and access credit when you need it. You can use a Line of Credit for just about anything – think bucket list holiday, home renovations or even a new car. Best of all, you only pay interest on the amount you’ve borrowed, not your entire credit limit.

      What is a line of credit?

    • Home Renovations Mike & Jane

      Mike and Jane chose to borrow up to their full Credit Limit immediately for their home renovations and are repaying from 2.5% a month. So, for every $1,000 they borrowed, they repay $30 a month. They can pay more at any time and save interest.

    • Wedding Planning Sammy & Nick

      Sammy and Nick applied for a Line of Credit for their wedding. They borrowed part of the funds available to them to start paying for their deposits. Sammy & Nick have the rest of the approved funds there ready for when they need it and only pay interest on what they have borrowed. What they repay can be re-borrowed later if required.

    • Safety Buffer Ben

      Ben applied for a Line of Credit to keep the Credit available as a financial ‘safety buffer’ – there is no charge for this, no application fee, no establishment fee, no interest.

    • &Solved is an Australian credit provider operating since 1999, lending over $80 million to privately referred clients, now offering our facilities more generally. We treat our clients with honesty and respect.

      Got an existing loan? Switch today to a Line of Credit.

      “Line of Credit – a Better Solution”

    • Personal review of your bank statements to get the right rate for you

      Apply Now